NPS
What the National Pension System builds by retirement, and the pension it buys.
Pension per month
₹45.59K
Pension assumes a 6% annuity rate.
Corpus at retirement
₹2.28Cr
You contribute
₹36.00L
Lumpsum you may take
₹1.37Cr
Assumptions
Contribution
Amount per month₹
Expected return%
Current ageyrs
Retirement ageyrs
Used to buy annuity%
40% is the regulatory minimum.
Annuity rate%
The rate the annuity provider pays — typically 6% or so.
Corpus at retirement
₹2.28Cr
at age 60
Your contributions₹36.00LGains₹1.92Cr
At least 40% of the corpus must be used to buy an annuity under current NPS rules; the rest can be withdrawn. No tax figure is shown — the deduction depends on your regime, salary and which section you claim, so a single number would mislead more often than help. Illustrations only — they assume a steady rate of return, which no market delivers. Actual returns will differ. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.