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Run the numbers yourself.

Eleven of them, for the questions that actually come up.

Invest and grow

SIPWhat a monthly investment grows to.LumpsumWhat one investment becomes, left alone.Compound InterestHow often interest is applied changes the result.

Plan a goal

GoalWhat a goal will cost, and the SIP that funds it.RetirementThe corpus your real expenses will need.EducationWhat the course will cost on day one.InflationWhat the same basket costs later.

Draw an income

SWPAn income from a corpus — and whether it lasts.Regular IncomeBuild a corpus, then draw an income from it.NPSWhat NPS builds, and the pension it buys.

Borrow

EMIThe instalment, and what the loan really costs.

A calculator cannot tell you what to do with the answer.

They assume a steady return. No market delivers one.

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